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HOW TO USE BUY NOW PAY LATER OPTIONS

PAYFLEX

PAY JUST NOW

HAPPY PAY

How Happy Pay works:

  • Shop and select Happy Pay: Add items to your cart and choose Happy Pay as your payment method at checkout.
  • Register or log in: If it's your first time, you will be guided through a quick setup process to create an account and receive an approval and spending limit.
  • Complete your order: Your order is processed, and Happy Pay will automatically charge your card for the two payments on the dates that align with your paydays.
  • Make two interest-free payments: The total amount is split into two equal, 50% payments, with the first payment due on your first payday after the purchase and the second on your next payday.
  • Pay on time to avoid interest: If you pay on time, there are no interest fees. The service is interest-free.