HOW TO USE BUY NOW PAY LATER OPTIONS
PAYFLEX
PAY JUST NOW
HAPPY PAY

How Happy Pay works:
- Shop and select Happy Pay: Add items to your cart and choose Happy Pay as your payment method at checkout.
- Register or log in: If it's your first time, you will be guided through a quick setup process to create an account and receive an approval and spending limit.
- Complete your order: Your order is processed, and Happy Pay will automatically charge your card for the two payments on the dates that align with your paydays.
- Make two interest-free payments: The total amount is split into two equal, 50% payments, with the first payment due on your first payday after the purchase and the second on your next payday.
- Pay on time to avoid interest: If you pay on time, there are no interest fees. The service is interest-free.



